If you're unfortunate enough to be involved in a car accident with an uninsured driver in South Carolina, you could be facing some serious consequences. You may be subject to a jail sentence of up to 30 days and be responsible for covering your own damages, such as medical expenses and property damage. The government may also take action against you for driving without legally required insurance coverage, such as license suspension, fines, and the seizure of your vehicle. Fortunately, South Carolina law requires that all auto insurance policies sold in the state include coverage for uninsured drivers (UM). This means that if you're injured by an uninsured driver, you can still receive compensation from your insurance company or a family member's policy.
It's important to review your policy carefully to make sure you don't overlook any coverage and to see if it can help you improve your claim. If you have questions about the insurance companies you should contact, what forms you should sign, or the amount of compensation you should receive for your injuries, it's always better to get a free consultation from a car accident lawyer than to trust an insurance company. You may also be able to submit “proof of financial responsibility” that covers the driver of any car instead of getting car insurance for a single vehicle. If you were involved in an uninsured car accident, you can still file a recovery lawsuit if you can prove that the other driver was at fault for the accident. Columbia injury lawyers can help answer any questions you may have about your situation after suffering an uninsured car accident.