If you've been involved in a car accident with an uninsured driver in South Carolina, you may be wondering if you can sue them for damages. The answer is yes, you can sue an uninsured driver in South Carolina, but it's important to understand the process and the potential consequences. When it comes to settling a claim with your insurance company, it's important to note that most Texas auto policies have some coverage for uninsured drivers. However, if your costs exceed the amount of your policy, you may not be able to receive full compensation.
If you've included coverage for uninsured or underinsured drivers, your insurance will pay the claim after a collision with an uninsured driver. If the at-fault party for the car accident is not insured, victims can take legal action against them personally to recover their losses. If the victims win, the at-fault party will have to pay all damages out of their own pocket. Unfortunately, uninsured drivers often don't have the money to pay a judgment.
However, there are some collection methods that a lawyer can employ (such as wage garnishing) if they can obtain a judgment. If you're the driver who doesn't have insurance, you can still file a claim against the at-fault driver, but you'll most likely face state penalties for breaking insurance laws. Be sure to wait until your claim is resolved, because once you sue the other driver, you won't be able to sue them again if you later discover that your coverage for uninsured drivers didn't cover as much as you thought. If the uninsured driver has money, your best option is to file a lawsuit against them in small claims court. We can't generalize that all uninsured drivers don't have assets, but if they're driving a car without insurance, it's likely that they don't have enough money to pay a personal injury sentence. It's important to note that in uninsured or underinsured driver claims, you can't file a legal claim against your main insurance company if you can't agree on the amount of the settlement. In conclusion, if you've been involved in an accident with an uninsured driver in South Carolina, it's important to understand your rights and options. You may be able to sue them personally for damages not covered by your insurance policy.
However, it's important to remember that uninsured drivers often don't have enough money to pay a judgment. Therefore, it's best to include coverage for uninsured drivers in your auto policy so that you can receive full compensation after an accident with an uninsured driver.