Full coverage car insurance is a type of policy that provides protection for both liability and property damage to your own vehicle. It includes collision insurance and any other type of coverage required by the state. Comprehensive insurance, which covers damage to the vehicle unrelated to an accident, is often included in full coverage policies. However, full coverage does not include extras such as replacement insurance for new vehicles, emergency roadside assistance, or personalized coverage for parts and equipment. When looking for car insurance quotes, it's important to consider all of the coverage options available.
Full coverage car insurance won't always provide the best protection for your needs. If you're on the fence, play around with the coverage options you see online to find the best fit. You may need to add additional policy options such as roadside assistance, breach insurance, and medical payment insurance to cover all expenses.